Mpesa Charges 2022: Safaricom Mpesa Rates and Tariffs

Here are the Mpesa Charges 2022 you can always look up and use when transacting on your mobile phone. The tables below include Mpesa Withdrawal Charges, Sending Charges, and All Mpesa Rates updated in 2022.

Where would Kenya be without M-Pesa? That is a good question for another day. Safaricom’s M-Pesa is one innovation that has helped millions over the years. Recently Safaricom revised its Mpesa charges, and you will have to pay more to send or receive payments on your mobile phone.

The move to increase the Mpesa Charges by Safaricom came shortly after the 2018/19 National budget was tabled in parliament. Treasury CS Henry Rotich revealed that customers would now be charged 12 percent up from 10 percent of every money transfer cost in the budget.

New M-Pesa Charges 2022 Summary

Safaricom new M-Pesa charges will force the user to pay the following fees in every transaction:

  • All deposits to your account or receiving money on Mpesa are free.
  • Sending between Ksh 1- 100 to other MPesa users, you won’t be charged anything.
  • If you are sending an amount of between 50 to 1,00, M-Pesa won’t be charged.
  • Withdrawing any amount between Ksh. 501 to Ksh 1,000 will cost you Ksh 28 shillings.
  • Sending any amount between KSh. 1501 to Ksh 2500 will cost you 22 Kenyan shillings.
  • Sending an amount of more than 2501 and less than 3500 will be charged at Ksh 51 bob.
  • If you want to withdraw Ksh 5,000, you will have to leave 67 shillings to Safaricom.
  • And to send 5000, you will be charged Ksh 55 bob.
  • Sending Ksh 10 000 shillings will cost Ksh 87 bob.
  • While sending Ksh 20,000 will cost you 102 shillings.
  • And when you go to withdraw the Ksh 20,000, you will part with Ksh 180.

That is just a summary of the new Mpesa rates updated in December last year by Safaricom LLC. For more detailed charges, see the summary.

Mpesa withdrawal charges 2022 (KSh)

Do you want to Withdraw money from M-Pesa and are interested to know the new Mpesa Withdrawal charges 2022? I have listed the charges in a clear table for you to check out.

Here are the current M-Pesa Withdrawal Charges from an Agent in 2022:

MinimumMaximumM-Pesa Charges
149N/A
5010010
10150027
5011,00028
1,0011,50028
1,5012,50028
2,5013,50050
3,5015,00067
5,0017,50084
7,50110,000112
10,00115,000162
15,00120,000180
20,00135,000191
35,00150,000270
50,001150,000300

Safaricom limits the amount you can withdraw, as seen in the table above. For instance, you cannot withdraw less than KSHs.50 at an M-PESA agent outlet.

Mpesa sending charges to unregistered users

These are the Mpesa sending charges 2022:

Minimum KshMaximum KshM-PESA Charges
149N/A
50100N/A
10150045
5011,00049
1,0011,50059
1,5012,50074
2,5013,500112
3,5015,000135
5,0017,500166
7,50110,000205
10,00115,000265
15,00120,000288
20,00135,000309
35,00150,000N/A
50,001150,000N/A

The above is the Mpesa charges for sending money to unregistered users.

Mpesa charges for sending money to Mpesa users

Minimum KshMaximum KshM-PESA Charges
149Free
50100Free
101500Free
5011,000Free
1,0011,50026
1,5012,50041
2,5013,50056
3,5015,00061
5,0017,50077
7,50110,00087
10,00115,00097
15,00120,000102
20,00135,000105
35,00150,000105
50,001150,000105

Mpesa transactions rates: ATM Withdrawal

The following are the M-Pesa transaction charges for ATM Withdrawal:

Minimum KshMaximum KshM-PESA Charges
2002,50034
2,5015,00067
5,00110,000112
10,00120,000197

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